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A modern-day Frank Capra story. Jack Campbell, a successful and talented businessman, is happily living his single life. He has everything, or so he thinks. One day he wakes up in a new life where he didn’t leave his college girlfriend for a London trip. He’s married to Kate, lives in Jersey and has two kids. He, of course, desperately wants his life back for which he has worked 13 years for. He’s president of P. K. Lassiter Investment House and not a tire salesman at Big Ed’s. He drives a Ferrari and not a mini-van that never starts. And most importantly he doesn’t wake up in the morning with kids jumping on the bed. After a bad start, day by day he’s more confident in his new life and starts to see what he’s been missing. Turns out money’s good to have but that’s not everything.

Louis Winthorpe III is a successful Philadelphia commodity broker with mansion, manservant and girlfriend to match. Billy Ray Valentine is a hustling beggar. Winthorpe’s employers, the elderly Duke brothers, make a bet that by switching the lifestyle of the two Billy Ray will make good and their man will take to a life of crime. Suddenly Louis finds himself uncomprehendingly with no job, no home and only a new acquaintance, glamorous hooker Ophelia, prepared to help him. So at least in one way things could actually be worse.

A rich businessman makes a bet he can survive on the streets of a rough Los Angeles neighborhood for 30 days completely penniless. During his stay he discovers another side of life and falls in love with with a homeless woman.